How To Borrow Airtime From Airtel Nigeria - Airtel Extra Credit

How To Borrow Airtime From Airtel Nigeria – Airtel Extra Credit

How to borrow airtime from Airtel Nigeria? If you are on this page, it means you want to know how to borrow airtime from Airtel. If so, you’ve come to the right page for information. See how to transfer airtime on Airtel and how to borrow data from Airtel.

This article covers everything you need to know about borrowing airtime or, as some people call it, calling Airtel Extra Credit.

These include eligibility requirements, procedures, and anything else you need to know. You can also check out our posts about borrowing airtime from Glo and sharing data on Glo.

Airtel Extra credit

At one point or another, we’ve all run out of airtime and can’t recharge. Maybe the network is bad and you can’t top up your bank. On the other hand, you may be stuck somewhere with no place to get airtime. Whatever the reason, one thing that you are going to desperately do at this point is how to top up your cell phone number.

No need to worry, Airtel Nigeria has provided a solution to this problem. As a user, you can now borrow airtime on Airtel. They call this extra credit service. You can borrow airtime or data with the extra credit code from Airtel and pay on the next top-up. This with 15% service costs, except the N25 loan. You can also borrow data to use the internet. This is not good? But it is important to note that you must meet the requirements to access this loan offer. Here’s how to borrow airtime from MTN.

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How To Be Eligible To Borrow Airtime From Airtel?

Here are the eligibility requirements to borrow airtime from Airtel Nigeria?

  • Have a registered Airtel SIM card
  • Your SIM card must have been active for at least 3 months
  • You must top up at least N250 per month. This is because they take your monthly charging frequency into account
  • To access this loan offer, you must not have any outstanding talk time loans
  • You need to know the code to borrow Airtel airtime

How To Borrow Airtime From Airtel?

Dial code to borrow airtime from Airtel – *500* The amount of airtime you want to borrow, then ‘#’ If you want to borrow N100 Airtel credit, for example, you need to dial *500*100#. You can also dial *500# and follow the prompt.

Immediately afterwards you should receive a message that your request is pending. At least, if you meet the requirements. But if you don’t, they’ll message you that you need to top up more to be eligible.

After processing the message, you will be credited with N85. This is because the 15% service charge has been removed.

How To Borrow Data On Airtel?

In addition to lending airtime, Airtel also allows its customers to borrow data to surf the Internet. If you run out of data and for some reason you can’t sign up for another, follow these steps to borrow data and pay later. See how to borrow airtime from 9mobile.

  • Dial *500#
  • After that, a prompt will appear. Reply with 3 to borrow data.
  • If you do this correctly, a list of data packages for which you are eligible will be displayed. This can be as low as 10 MB or as high as 1 TB.
  • Select your preferred package. And in no time, they’ll be activating your data plan of choice.
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Borrowable amount

The amount that can be borrowed from Airtel is N25, N50, N100, N200, N500, N1000 and N2000.

To borrow airtime/credit on Airtel:

Dial *500# > Select 2 and continue ordering or call *500*amount#, eg *500*50# to borrow N50 or call *500# and follow the instructions.

Airtime Loan (NGN)Value* You Will Be Credited (NGN)Amount You Pay Back (NGN)

Airtel service charges

You pay 15% of the loan amount as a service fee. For example, if you borrow N100 you get N85 or if you borrow N50 you get N42.50.

How To Borrow Airtime From Airtel Without Charges?

How to borrow airtime from airtel without charges? Is there any way I can borrow airtime from Airtel without paying the Airtel service charges? The answer is No, there is no way to borrow airtime without charges.

How To Borrow Airtime From Airtel When Owing?

Is it possible to borrow airtime from Airtel when owing them? No, you have to pay the previous balance before you can be eligible to borrow another airtime from Airtel.

How can I refund credit or data borrowed from Airtel?

The refund process is simple. All you have to do is top up your line with the credit or borrowed data. Once this is done, Airtel will automatically deduct the loan amount.

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The procedures below show how you can repay the borrowed airtime with Airtel:

  • Choose *500, select option 4, this is the option to repay your loan, finally you will see the option to pay your borrowed airtime back, click on the option to repay your outstanding loan.


The above post consists of information on how to borrow airtime from Airtel Nigeria using the Airtel Extra Credit service. Go ahead and start borrowing calling credit on your Airtel line today. Let me know if the code works for you in the comment box below. You should also check the best Airtel tariff plans and Nigeria migration codes before you go.

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