Want to know how to increase transfer limit on Gtb 737 and how to increase transfer limit on Gtb mobile app? Worry no more because the post is here to solve all your worries about increasing transfer limit on GTB app and USSD.
What is the transfer limit for gtbank mobile app?
This is the first important question that users of gtbank mobile banking ask and this question is very important to know the maximum transfer in gtbank mobile app.
Having used Gtbank’s mobile app since the introduction of mobile banking a few years ago, I’ll walk you through this post and also how to increase the transfer limit in the GTB app.
GTBank Mobile App Transfer Limit
The transfer limit for Gtbank mobile app is two million nairas. The N2M I am talking about is for a savings account while a checking account through the Gtbank app is limited to five million nairas.
Previously, the transfer limit for gtbank’s mobile app for a savings account was tied to N1M, while the checking account was N3M.
At the end of 2019, the bank increased the limit to N2M for a savings account and N5M for a checking account, although I’m not sure if they increased the limit for a checking account to N10M, as rumor has it.
However, you can increase the transfer limit if you are not satisfied with the limit. This now brings us to the transfer limit increase in the GTB app.
How to Check Your Transfer Limit on GTBank Mobile App
GTBank offers its customers a convenient way to check their transfer limits through the mobile app. Here are the step-by-step instructions on how to do it:
- Open the GTBank mobile app on your smartphone.
- Log in to your account using your User ID and password.
- Once you have logged in, select the “Transfers” option from the main menu.
- On the next page, select the “My Limits” option.
- You will be able to view your transfer limit, transaction limit, and cumulative limit for the day.
It’s important to note that your transfer limit may differ based on the type of account you have with GTBank. You can contact GTBank customer service or visit a branch to learn more about your specific transfer limit.
How To Increase Transfer Limit On GTB App
If you want to transfer up to five million naira, I suggest you log in to gtbank online banking. With internet or internet banking from Gtbank, you can transfer up to N5M from your savings account.
The reason Internet banking has a high transfer limit is because of the hardware token. The hardware token is more reliable and well-secured; the hardware token can transfer up to five million nairas in one day.
To further increase the transfer limit for the GTB mobile app, you need to go to any gtbank in your area. Go to the Customer Service section and speak to one of the customer service representatives.
Request in the GTB app that you want to increase the transfer limit. There you will be given a form to fill out and enter the amount by which you want to increase your maximum transfer in the gtbank mobile app.
However, keep in mind that Gtbank’s daily transfer limit is exceeded. And as I mentioned, the checking account has a higher transfer limit than the savings account. You should ask the customer service representative about the daily bank transfer limit to know the amount you write on the form.
When you are done filling out the form, return it to the customer service representative for processing your request. It takes no more than three to complete the process and usually, the customer service representative does it right in front of you.
At present, in the year 2023, GTBank has recently increased its transfer limit through its ATM to five million naira. I know you may not like this because you have to get out of your comfort zone to make a switch.
Frankly, it really annoys me when I see bank customers queuing for money transfers when they can do that on their phones.
Maybe because the transfer limit for gtbank mobile app is way too low and they decide to use the ATM. So what I am saying is that you can use the ATM to transfer up to five million naira from your GTBank savings account.
However, I still prefer Internet banking as it has the same transfer limit and I would have to go outside or find the nearest GTbank or ATM near me.
I repeat, to increase the transfer limit in GTB app you need to contact the bank and ask them to increase the transfer limit in your gtbank mobile banking app. From there you can continue with it but keep in mind that it will not be more than five million nairas.
Understanding GTBank 737 Transfer Limits
GTBank 737 is a popular mobile banking service in Nigeria that allows customers to perform transactions, including fund transfers, using their mobile phones. Here are the different types of transfer limits on the GTBank 737 service:
- Daily Limits: The daily transfer limit is the maximum amount you can transfer in a single day. The daily limit for the GTBank 737 service is N1,000,000.
- Transaction Limits: The transaction limit is the maximum amount you can transfer in a single transaction. The transaction limit for the GTBank 737 service is N200,000.
- Cumulative Limits: The cumulative limit is the maximum amount you can transfer in a series of transactions within a day. The cumulative limit for the GTBank 737 service is N1,000,000.
Examples of Different Types of Transactions and Their Corresponding Limits
- GTBank 737 to GTBank Account: Daily limit – N1,000,000, Transaction limit – N200,000
- GTBank 737 to Other Banks: Daily limit – N1,000,000, Transaction limit – N200,000
- GTBank 737 to Mobile Wallets: Daily limit – N100,000, Transaction limit – N20,000
- GTBank 737 to International Transfer: Daily limit – N500,000, Transaction limit – N100,000
How to increase transfer limit on GTB 737?
Now, here we go, here is how to increase transfer limit on gtb 737. One of the main reasons your transfer limit is low is the way you activate your transfer pin at USSD *737#. If you activate the wire transfer PIN on 737 without using an ATM card, you have a low wire transfer limit. So, how to increase transfer limit on gtb 737, you need to update the pin code with an ATM card.
To increase your daily limit, request a card for the price of N1.075 including VAT if you don’t have a card. Then, to enjoy a higher transfer limit, dial *737*5# and choose option 3 to change your existing 737 with a debit card.
How to Increase Your Transfer Limit on GTBank 737
If you need to transfer more than your current transfer limit on GTBank 737, you can increase your limit through any of the following methods:
- Visit a GTBank branch: You can visit any GTBank branch and request to increase your transfer limit. You will be required to provide valid identification and other relevant information.
- Upgrade your account: If you have a basic account with GTBank, you can upgrade to a higher account type that comes with higher transfer limits. You can visit a GTBank branch or contact customer service to learn more about the account upgrade process.
Use the GTWorld app: The GTWorld app is a mobile app that allows you to manage your GTBank account and perform transactions. You can use the app to request an increase in your transfer limit.
Gtbank USSD *737# Vs Gtbank Mobile App Transfer Limit
If you look at the transfer limit for the gtbank mobile app and compare it with the *737#ussd transfer limit, you will see that mobile banking or internet banking is required.
Between the Gtbank internet banking, the mobile banking app, and the *737# ussd code, the ussd has the lowest transfer limit.
The transfer limit of Gtbank*737#ussd is only two hundred thousand nairas per day. Mind you, if you don’t have an ATM, it’s twenty thousand nairas per day.
Far too low compared to Internet banking and the mobile banking app.
To increase the ussd code limit for gtbank *737#, you need a hardware token. Last time I asked it was N3k, although I don’t know the current price at this point. You can transfer up to a million nairas through the hardware token with the ussd code *737#.
Still, the transfer limit for the gtbank mobile app is much better. In addition to the transfer, you can also request your account statement via the Gtbank app.
The best way to transfer money is to go to the bank. I am talking about sending money directly from the bank, it is more reliable than any other means.
You can even transfer all your money to another account. Since you are physically present at the bank, you have a maximum transfer via the deposit method.
How much does GTBank charge for the transfer?
For example, the gtbank calculates your transfer for internet banking, the mobile banking app, and the *737# ussd code.
If you make a transfer of fewer than five thousand nairas, the gtbank will charge you N10 for the transfer plus VAT of N0.75kb, making a total of N10.75.
If you switch from five thousand to ten thousand nairas, you will be charged a total of N25 as a transfer fee.
Finally, for a transfer of ten thousand nairas and above, a total of N50 will be charged for the transfer fee. So far, these are the transfer fees I see when I use my account to transfer money.
During the lockdown, the bank has removed the transfer fee of N5k below and reduced the transfer fee for the amount of N10k and more to just N15. Since November 2020 they have put everything back to how it was before the lockdown.
GTBank Savings Account Transfer Limit
The transfer limit for GTBank savings accounts varies depending on the type of account and the level of verification. To increase your transfer limit for a savings account, follow these steps:
- Log in to your GTBank mobile app and navigate to the “Settings” menu.
- Select “Transfer Limit” from the list of options.
- Choose the type of transfer you want to increase the limit for.
- Enter your desired limit and submit the request.
If you are required to provide additional information, follow the instructions provided to complete the process.
Tips for Increasing Your Transfer Limit on GTBank
If you want to increase your transfer limit on the GTBank mobile app, there are several tips you can follow:
- Upgrade your account: Depending on your account type, upgrading your account can increase your transfer limit.
- Contact GTBank customer service: If you have a specific reason for needing a higher transfer limit, such as a large business transaction, you can contact GTBank customer service to request a temporary increase.
- Wait for the next cycle: If you have reached your daily or monthly transfer limit, you can wait until the next cycle to transfer more funds.
- Use other transfer methods: If you need to transfer more funds than your current limit allows, you can consider using other transfer methods, such as wire transfers or direct deposits.
- Maintain a good account history: If you have a good account history with GTBank, such as consistent deposits and on-time payments, you may be more likely to be approved for a higher transfer limit.
By following these tips, you can increase your chances of getting a higher transfer limit on the GTBank mobile app. However, it’s important to note that there is no guarantee that these tips will result in a higher transfer limit, as GTBank has its own policies and guidelines for setting transfer limits.
Frequently Asked Questions About GTBank Transfer Limits
What is the maximum transfer on GTB 737?
The maximum transfer on GTB 737 is N1,000,000 per day.
How much can I transfer on my GTB mobile app?
The maximum transfer limit on the GTBank mobile app is also N1,000,000 per day.
How do I increase my USSD transfer limit?
To increase your USSD transfer limit, visit a GTBank branch or use the GTWorld app.
How do I increase my daily transfer limit?
To increase your daily transfer limit, log in to your GTBank mobile app, navigate to the “Settings” menu, select “Transfer Limit,” and follow the instructions provided.
How much is the transfer limit for GTCrea8?
The transfer limit for GTCrea8 accounts varies depending on the account type and level of verification. Contact GTBank customer service for more information.
Conclusion – How To Increase Transfer Limit On GTB 737 and Mobile App
This is all I have for you about how to increase transfer limit on gtb 737 with how to increase transfer limit on gtb mobile app. However, I recommend that you contact the bank for more information and guidance. They are in the right position to help, although gtbank online customer service is very slow with questions.
