Naira9ja Loan App – Borrow Up to ₦500,000 Instantly Without Collateral

Naira9ja Loan App – Borrow Up to ₦500,000 Instantly Without Collateral

Naira9ja loan app is an online lending platform that provides instant loans to Nigerians without collateral. The platform was launched in 2020 and has since become one of Nigeria’s most popular loan apps. The Naira9ja loan app is designed to meet the financial needs of individuals, small businesses, and startups. This article will look closely at Naira9ja, its features, benefits, and whether it is a legit lending platform.

Features Of Naira9ja Loan App

Naira9ja has several features that set it apart from other loan apps in Nigeria. One of the main features of the platform is its simplicity. The app is user-friendly and easy to navigate, making it accessible to everyone. Another feature is that loans are paid out immediately. Once you submit your application, you will receive your loan within minutes if approved.

Naira9ja also offers flexible repayment terms, allowing borrowers to repay their loans in installments. The app also offers a loan calculator that helps you calculate the amortization schedule and the total cost of the loan.

Naira9ja Loan App Download

Naira9ja is currently not available for Windows and iOS devices. It is only available for Android devices. You must download and install the Naira9ja app from the Google Play Store.

This app has a small size of 8 MB and has more than 100,000 downloads. It currently has a rating of 4.3 from over 9,600 users.

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Once the app is installed on your mobile device, you must register an account with the Naira9ja loan service.

How to Register an Account on Naira9ja Loan?

  • On the first page, click “Create Naira9ja Loan Account” to sign up.
  • Enter your phone number.
  • A confirmation code will be sent to your phone number as a text message. Enter the code to continue.
  • The next step is to provide personal data. Provide your name, age, and other details listed in the requirements.
  • After completing the registration, you will be taken to the homepage whenever you launch the app.

How To Apply For Loan In Naira9ja Loan App?

To apply for a loan on Naira9ja, you need to download the app from the Google Play Store. After downloading the app, you must create an account and fill in the registration form. The application form requires basic information such as your name, address, employment status, and bank details.

After submitting your application, Naira9ja will assess your credibility and determine your eligibility for a loan. If your application is approved, your loan will be deposited directly into your bank account within minutes.

Requirements For Naira9ja Loan App

To qualify for a loan with Naira9ja Loan App, you must meet the following requirements:

  • You must be a Nigerian citizen or resident
  • You must be between 18 and 60 years old
  • You must have a valid bank account
  • You must have a source of income

How Much Loan Can You Get From The Naira9ja Loan Service?

You can get a loan between ₦5,000 and ₦500,000 through the Naira9ja Loan App. This is very flexible as it is an instant loan that will be sent to your bank account as long as your application is approved.

Naira9ja Installment Loan

Naira9ja loans are very flexible and easy to repay. You can repay your loan on a Naira9ja loan application within 3 months (90 days) to 12 months (365 days).

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Naira9ja Loan Interest Rate

Naira9ja’s loan service charges an interest rate of 19.8% for each 6-month repayment term. For example, if you get a loan of ₦8,000 and choose to pay it back in 6 months:

  • The interest is 19.8%
  • The interest amount is ₦1584
  • The total amount to be refunded is ₦9584

How To Pay Off Loans In Naira9ja?

It is very easy to pay your loans on naira9ja loan app.

  • Navigate to the loan repayment page
  • In your loan history, select the current outstanding loan
  • Select a refund method and enter the required details
  • If you use your Multibanco card, your bank will send a confirmation code to your phone number
  • Enter the confirmation code to authorize the transaction and complete the loan payment

Benefits of Naira9ja

One of the main advantages of the Naira9ja is its speed. The platform offers instant loans, which means you can quickly access funds in case of need. The app also has a high borrowing limit that allows you to borrow up to ₦500,000 with no collateral. Naira9ja also has flexible repayment terms, allowing you to pay off your loan in installments.

Where is Naira9ja’s head office?

For the best customer service, please visit Naira9ja’s head office. It is located in Plot GA 1, Avenida Ozumba Mbadiwe, Victoria Island, Lagos.

Naira9ja customer support and email address

For questions and complaints, you can always contact the lending service of Naira9ja. They have a customer service team that will assist you.

Is Naira9ja a legit lending platform?

Naira9ja loan app has been up and running for over two years, and there are no reports of fraud or scams associated with the platform. The company is registered with the Corporate Affairs Commission (CAC) in Nigeria, and its activities are regulated by the Central Bank of Nigeria (CBN).

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The app also has a good reputation, with many positive comments from customers who have already used the platform. However, it is important to note that Naira9ja, like any other lending platform, has terms and conditions that you should read and understand before applying for a loan. It is also wise to borrow only what you can afford and pay it back on time to avoid default.

Is the Naira9ja loan app legit or a scam?

Many people have been asking if the Naira9ja app is legit or a scam, which is what this post is about.

The Naira9ja loan app is a legit and reliable app that lends money to people. To get a loan, install the application, register with it by providing the necessary requirements, and then apply for a loan of 2,000 naira or more.

Is the Naira9ja loan app legit and safe?

The Naira9ja loan application is very safe and legit; as long as you have fulfilled all the necessary requirements for a loan, the loan will be granted to you. Make sure you provide the correct information when applying for a loan.

Is Naira9ja Loan App Legit?

Naira9ja loan app is not a scam. You must follow the instructions in the application to avoid problems in obtaining or repaying a loan.

If you notice an illegal charge while using Naira9ja, report it to your bank immediately so that it can be investigated.


Naira9ja loan app is a legit online lending platform that provides instant loans to Nigerians without collateral. The app has tons of features that make it easy to use and accessible to everyone. It also has flexible repayment terms and a high loan limit, giving borrowers quick access to funds in an emergency.

If you need a loan and meet the requirements, Naira9ja is a good option. However, it is important to read and understand the terms of the application and only borrow what you can afford.

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