How Can I Get Quick Loan from UBA Bank in Nigeria?

How can I get quick loan from UBA Bank? Uba Bank offers a fast and direct online money loan without collateral with free conditions and you can borrow up to N30,000,000 and repay it in 36 months.

How does the UBA bank loan work and how do you get started?

What if you need constant financial support, month after month? With longer-term credit, flexible payment plans, and lower equity, UBA banking is a rewarding relationship that allows you to enjoy the finer things in life.

You can apply for the UBA bank loan online and with the UBA loan USSD code *919# and continue with the instructions on the screen.

How can I get quick loan from UBA Bank?

There are several ways to apply for a quick loan from UBA bank in Nigeria as follows;

How Can I Get Quick Loan From UBA Bank Using WhatsApp Nigeria?

You can easily access a UBA bank loan by chatting with Leo on WhatsApp to apply for a quick loan;

  • Step 1: Save the UBA WhatsApp number, it is +234 903 001 0007
  • Step 2: Open your WhatsApp and open the UBA number inbox
  • Step 3: Type the word “LOAN” and send it.
  • Step 4: Leo will respond to you and ask what amount you qualify for and what your wish is. So you will be solved immediately.

It’s that simple!

How can I get quick loan from UBA bank Using UBA Loan Code?

Using the USSD code is another quick way to access a UBA loan in your comfort zone; it’s simple, and all you need is your phone with a phone number directly linked to your UBA account in Nigeria.

  • Step 1: Dial *919*28# to access your loan.
  • Step 2: Enter the amount you want to receive.
  • Step 3: Select the period in which you want to repay the loan you receive.
  • Step 4: Select the finish and your loan will be approved within minutes.

How Can I Get Quick Loan From Uba Bank Via The UBA Mobile App?

It is also possible to get a UBA loan in Nigeria with any of the above options; all you need to do is;

  • Log in to Internet banking or the UBA mobile app
  • Select credit
  • Enter the amount you want to receive
  • Enter the period you want to pay
  • Click send.
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It’s that simple and the money will be in your account in no time.

Types of UBA Bank Loans and How to Apply

1. UBA Personal Overdraft Loan

The UBA Personal Overdraft Loan is a short-term facility that allows you to be overdrawn on your current account for 6 months, up to a maximum amount of N3 million.

You pay only 5% of the loan amount every 30 days when your salary is paid.

Benefits of the UBA Personal Overdraft Loan:

  • Having to repay 5% every month until the end of the 6-month term, when you need to repay the outstanding amount, will help you manage your finances.
  • It gives you the money you need if you don’t have enough money in your account.
  • Thoughtful, structured, and convenient repayment terms
  • Competitive interest.

How to Apply for UBA Personal Overdraft Loan?

This is how you apply for the UBA Overdraft Personal Loan:

  • Fill out a UBA consumer loan application form that you can download online or pick up at one of our branches.
  • Submit your request to the Customer Service Officer at your location.

2. UBA Bank Assets Financial loan

The credit program allows you to own the assets you have always wanted.

How to Apply for UBA Bank Assets Financial Loan?

Here’s how to apply for the Uba asset loan:

  • Complete a consumer loan application form, which you can download online or pick up at one of our branches.
  • Request a pro forma invoice from an acceptable supplier known to your customer service representative
  • Submit your request to your branch customer service
  • Provide the minimum capital contribution of 20% of the cost of the asset
  • Provide the money to cover the cost of the insurance

3. UBA personal loan

The UBA personal loan gives you the freedom to spend a little more on whatever you want.

You may need a little extra cash to fix your car, pay medical bills, or take care of other requirements. How you choose to use your loan is up to you.

Benefits of the UBA Personal Loan

  • No deposit and invoices required
  • Fast, simple, and convenient
  • Convenient refund terms
  • Competitive Interest Rates

How to apply for UBA Personal Loan?

This is how you apply for the Uba Personal Loan:

  • Fill in an application form for a UBA consumer loan that you can download here or pick up at one of our branches
  • Submit your request to your branch customer service

4. Uba Bank Cooperatives Loan

UBA Bank Provides loans to cooperatives of leading companies with loans up to N10,000,000.

Benefits of the UBA Bank Cooperatives Loan:

  • Enables your co-op to meet the needs of its members
  • The cooperative determines how the loan is used.
  • Simple and convenient.
  • Competitive Interest
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How to apply for UBA Bank Cooperatives Loan?

How to apply for UBA Bank Cooperatives Loan:

  • Write a petition signed by the signatories of the cooperative to the administrator of your trading office, stating the amount and term of the facility required.
  • Send the letter and supporting documents to the Customer Service Officer at your company office.

5. UBA Bank Cash Collateral Loan

UBA offers consumer loans that allow you to obtain credit in Naira, US Dollar, Pound Sterling, and Euro using your cash deposits, investments, and their equivalents with UBA, UBA Capital & Trust, and any other financial institution acceptable to UBA.

Benefits of UBA Bank Cash Collateral Loan:

  • Up to 80% of your deposits or loan investments if the order and guarantee are in the same currency
  • Up to 50% of your deposits or investments in Naira loans as foreign currency collateral is
  • Thoughtful, structured, and convenient repayment terms
  • Competitive Interest Rates
  • Easy and fast access to credit without losing existing assets

How To Borrow Money From UBA Bank App?


To borrow money from UBA Bank App, you can follow these steps:

  1. Open the UBA Bank App on your phone.
  2. Tap on the “Loans” tab.
  3. Select the type of loan you want to apply for.
  4. Enter the amount of money you want to borrow.
  5. Select the repayment period.
  6. Provide your personal information and financial details.
  7. Submit your application.

UBA Bank will review your application and get back to you within 24 hours. If your application is approved, you will receive the funds in your account within 48 hours.

What You Need to Know

Here are some things to keep in mind when applying for a loan from UBA Bank App:

  • You must be a registered UBA Bank customer.
  • You must have a valid means of identification.
  • You must have a good credit history.
  • You must be able to afford the monthly repayments.

If you are approved for a loan, you will be required to make monthly repayments. The amount of your repayments will depend on the amount of money you borrowed and the length of the repayment period.

It is important to note that UBA Bank may charge interest on your loan. The interest rate will vary depending on the type of loan you have and the length of the repayment period.

If you are unable to make your monthly repayments, you may be subject to late payment fees. You may also be required to pay the entire amount of the loan in full.

It is important to read the terms and conditions of your loan carefully before you sign it. This will help you understand your rights and obligations as a borrower.

How Can I Get UBA No Wahala Loan?

UBA No Wahala Loan is a loan product offered by United Bank for Africa (UBA) to help its customers meet their financial needs quickly and easily. The loan is available to both existing and new UBA customers, and it can be used for a variety of purposes, such as consolidating debt, paying for a major expense, or starting a business.

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How Can I Get UBA No Wahala Loan – Requirement

To qualify for a UBA No Wahala Loan, you must meet the following criteria:

  • Be a Nigerian citizen
  • Be at least 18 years old
  • Have a valid means of identification
  • Have a regular income
  • Have a good credit history

Once you have met the eligibility requirements, you can apply for a UBA No Wahala Loan online or at any UBA branch. To apply online, simply visit the UBA website and click on the “No Wahala Loan” tab. You will need to provide some basic information about yourself, such as your name, email address, and phone number. You will also need to provide some financial information, such as your income and employment history.

Once you have submitted your application, UBA will review it and get back to you within 24 hours. If your application is approved, you will receive the funds within 48 hours.

The terms and conditions of the UBA No Wahala Loan vary depending on the amount of money you borrow and the length of the repayment period. However, in general, the interest rate is between 10% and 20%, and the repayment period is between 12 and 60 months.

How Can I Get UBA No Wahala Loan?

If you are looking for a quick and easy way to get a loan, the UBA No Wahala Loan is a good option to consider. The loan is available to both existing and new UBA customers, and it can be used for a variety of purposes. The application process is simple and straightforward, and the funds are disbursed quickly.

Here are the steps on how to get a UBA No Wahala Loan:

  1. Visit the UBA website or go to any UBA branch.
  2. Fill out a loan application form.
  3. Provide the required documents.
  4. Submit your application.
  5. Wait for the bank to review your application.
  6. If your application is approved, you will receive the funds within 48 hours.

Document Needed to Get UBA No Wahala Loan

Here are the documents you need to provide to apply for a UBA No Wahala Loan:

  • A valid means of identification, such as a national ID card or passport.
  • Proof of income, such as a recent payslip or bank statement.
  • A letter of employment from your employer.
  • A letter of good character from a reputable individual.

Benefits of Getting No Wahala Loan from UBA

Here are the benefits of getting a UBA No Wahala Loan:

  • Quick and easy application process.
  • Funds are disbursed quickly.
  • Flexible repayment terms.
  • Competitive interest rates.
  • Convenient loan options.

Cons of Getting UBA No Wahala Loan

Here are the risks of getting a UBA No Wahala Loan:

  • High-interest rates.
  • Late payment fees.
  • Prepayment penalties.
  • Foreclosure on your collateral.

If you are considering getting a UBA No Wahala Loan, it is important to weigh the benefits and risks carefully. Make sure that you can afford the monthly payments and that you have a plan for repaying the loan on time.

Conclusion – How can I get quick loan from UBA Bank?

With Mobile Banking Code and UBA Quick Loan Code *919#, you can easily apply for unsecured online loans to your Uba Bank registered number.

You can also download the UBA loan app from the Playstore and access your account.

With the UBA Loan Code, App, and Online App, you can access instant cash deposits into your account once you meet the terms and conditions, up to a maximum of N2,000,000.