KashKash Loan App Review – How Can I Get Loan From KashKash?

Ever heard of the KashKash loan app? If you are looking for that extra cash to help you get out of step, tired of visiting financial institutions like banks and mortgage banks looking for loans and getting rejected then Kash Kash loans might be the one for you.

The kashkash app allows you to get instant loans to help with whatever you need without collateral or stress for financial institutions just to get rejected.

We bring you a quick review of another app in the list of loan apps in Nigeria.

Short disclaimer: we are not a lender of KashKash; the information provided is for informational purposes and personal opinion based on what we have tried with the app. Keep in mind that the KashKash loan has one of the highest interest rates. Some have claimed that KashKash is a scam.

What is Kashkash Loan App?

Kashkash app is a Nigerian loan app that offers flexible loans in Nigeria. KashKash is a Nigerian loan app to apply for and collect affordable and flexible loans without collateral or going to a bank.

The KashKash mobile app allows you to apply for and collect loans in 5 minutes.

Kashkash offers flexible loans in two categories

Types of KashKash Loans

KashKash loan is divided into two categories namely:

  1. Super loans
  2. Best loans

The loan company tries to provide easy and flexible ways for Nigerians to repay loans with low-interest rates for everyone to strive for repayment.

But are kashkash loan interest rate really low?

With no collateral or excess documentation, Kashkash provides a simple and convenient platform for Nigerians seeking loans to help with whatever they have on hand.

KashKash Loan Interest Rate

Like the Okash app, Kashkash offers a huge interest rate when it comes to applying for online loans in Nigeria ranging from 0.1% to 30% interest.

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With different origination costs and different kashkash loan interest rate. With an origination fee of NGN 1,174 to NGN 6,000, for one-time charges.

With an annual interest of about 36.5% to 300% which is always calculated daily. For example, if you use a 90-day loan, a 90-day loan has an origination rate of 39% and an interest rate of 2.7%.

The requirement to get a loan

Before getting a Kash Kash loan, you must meet the eligibility requirements required by Kash Kash. Below are the eligibility requirements for getting a Kash Kash loan.

  • You must be a Nigerian citizen before getting a loan
  • You must be over 22 and not over 55 to get a loan.
  • You must have a steady source of income and an income worth a certain amount to get a loan.

Related: How to Get Fast Loans in the Palm Credit App

How can I get loan from KashKash?

Before getting a loan through the Kashkash loan app, certain steps and criteria must be followed and performed. Below are the steps to follow to get a loan.

kashkash loan app download

You cannot apply for a loan if you do not have the kashkash app installed on your mobile device.

Go to the play store or app store, search for the app and click on kashkash loan app download or get the button to install Kash Kash on your device. If you’re using iPhone, here is kashkash loan app for iPhone.


After downloading, you must have a profile with Kashkash to be recognized and get a loan.

Registration requires some requirements, phone number, email, username, password, bank details, and also your contact details.

Login – KashKash loan app login

After registration, you must be logged in to the app to apply for the loan you need. KashKash loan app login is the easiest. To log in to KashKash loan app, you only need the username and password you registered with.


After registration and login, you will be asked to fill in all the necessary information to be eligible for the loan you are applying for.

Choose amount

Choose the amount you prefer and once approved, BOOM will receive the money directly into your account.

You can collect up to N50,000 loans with the KashKash loan app for your convenience.

Finally, if approved, your loan will be transferred directly to your bank account.

Kashkash Loan App Review

Kashkash loan app is free with over 500k downloads downloaded from the google play store with 14k reviews. The required Android for the kashkash loan app is 5.0 and above with 4.4 ratings.

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kashkash loan app review from the 14k rating of Kashkash Loans users, most customers prefer the Kashkash Loan app as it helps to solve immediate needs, before bulk payment.

Kashkash loan app is one of the best loan apps with excellent service, I encourage you to try it if you need money urgently.

What is a credit history KashKash loan application?

Credit history is a total record of a person’s responsibility for paying off debt. This kind of information can only be found in a person’s credit report.

A credit score is a numerical score extracted from the credit history of an individual loan payment record.

Every time you apply for a loan with the Kashkash loan app, it immediately checks your credit history and whether the Kashkash loan process is not successful, which can be caused by two things

Bad credit history (meaning you don’t pay off loans on or before their due date)

No credit history (maybe you haven’t applied for a loan before or have a bad credit score)

Repay Loans on Time: Early repayment of Kashkash Loans is a good key to building a good credit history, repaying Kashkash Loans on the due date or earlier.

If you follow the steps above and your Kashkash loan application process is still unsuccessful, you can request a credit report from the credit bureau to verify and resolve issues with your credit score history with the financial institution.

A credit bureau is established to collect all information from financial institutions on the performance of loans to customers, from negative to positive. Only from this database can lenders check or access a loan applicant’s credit score and credit history.

Why choose the KashKash loan app?

  • No hidden costs
  • You can save up to N50,000. to lend
  • You can choose the payment term:
  • It’s safe, reliable, and flexible
  • They give a credit decision at once
  • Available 24 hours a day, every day of the week

Click here for the kashkash loan app download

Eligibility Criteria for the Kash Kash Loan App

  • A native of Nigeria.
  • 20-55 years.
  • Source of monthly income.


  • Loan Amount: ₦3,000~200,000
  • Loan term: shortest is 91 days, longest is 365 days
  • Interest: With a minimum of 0.1% to 1%
  • Origination fee: ranges from NGN 1,174 to NGN 6,000 for a one-time fee
  • Annual interest from 36.5% to 300%. The interest is calculated daily.
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For example, the 91-day loan payment terms have a start-up fee of 39% and an interest rate of 2.7%. For the loan processed with a principal of NGN 3,000, the formation fee would be NGN 1,174, interest would be NGN 81 and the total amount owed would be NGN 4,255


  • The fast and secure loan application process
  • Easy sign-up app platform
  • No warranty, warranty is required


  • Age restriction
  • Short term loan

kashkash loan website – kashkash loan customer care number

You can forward all emails to the Kashkash Loans website at help@kashkash.ng with your phone number to provide a quick solution. Contact kashkash loan customer care number via WhatsApp number 09087614169, +2349029415511,

Is Kash Kash loan real or fraud?

This is an important part of this KashKash loan app review as you need to make sure you are not dealing with a fraud platform. The Kash Kash loan is legit. I saw someone who successfully applied and received a loan within minutes.

However, you should know that investing in an online platform is solely at your own risk, so it is advisable to always do thorough research before signing up for any financial service.

So, we can boldly say yes to the question “is kashkash loan real” with the huge increase in fraudulent activity on the internet, it is easy to get scammed, which is a good reason to do your research.

Kashkash Loan Code?

Is there any kashkash loan code? As of the time of writing this post, there is no kashkash loan code that you can use to get a loan from KashKash, you can only use the Kashkash loan app.


After reading the review of the KashKash loan app, I think you have discovered all the information you need before using the platform.

It is not always advisable to use a platform that you do not have a lot of information about to avoid getting scammed.

In the case of KashKash, I have not used it before, but someone who has used it before has testified and seen that he was able to successfully receive his loan.