July 25, 2024
Everything To Know About National Enterprise Systems Debt Collection

Everything To Know About National Enterprise Systems Debt Collection

National Enterprise Systems (NES) is a full-service debt collection agency based in Ohio. NES collects debt payments in the United States and works with consumers and businesses to resolve outstanding debt. The different industries that use National Enterprise services are:

  • Financial services
  • Retail
  • Automotive
  • Telecommunications
  • University education
  • Government agencies

Like other third-party collection agencies, NES must follow laws that govern how a collection agency may behave toward a consumer when attempting to collect a debt payment. A National Enterprise Systems or other collection agency must not harass or threaten you.

The contact information for National Enterprise Systems is as follows:

National Enterprise Systems
29125 Solon Road
Solon, OH 44139
 Phone:  440-542-1360
Fax: 440-542-1380

Collection Laws and Your Protected Rights

The Fair Debt Collection Practices Act (FDCPA) was created to prevent a collection agency from abusing consumers like you when receiving payments. Your rights under the FDCPA include:

  • Restricted contact times and locations – Creditors cannot call you before 8 a.m. or after 9 p.m. They also can’t call you at work if you say you can’t call at work.
  • Continuous contact is not allowed – A collection agency should not call you continuously with the intent to harass or harass you when making payments.
  • Unethical or abusive actions – Collection agencies are prohibited from using abusive collection tactics, such as using profane language, threatening arrest or legal action, lying about the amount owed, or posting consumer information on “bad debt” lists.
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If a collection agency has violated your rights under the FDCPA, you have the right to sue.

Frequently Asked Questions About NES Debt Collection

Who Does National Enterprise Systems Collect For?

National Enterprise Systems is a collection of your credit report. They bought their debt from a creditor (ie a credit card or loan company).

They may attempt to communicate with you via email or phone calls (for a fee). Even worse, a billing account now appears on your credit report. This affects your score (and chances) of being approved for a loan or other major financial event.

Is National Enterprise Systems Harmful To My Credit Score?

Any discrepancy below your statute of limitations can seriously affect your credit score. A billing account is no different.

How do I remove National Enterprise Systems from my credit report?

It may be possible to remove NES from your credit report if information in your account is incorrect, erroneous, or fraudulent and cannot (or cannot be) corrected within an appropriate period. According to a survey by US PIRGs, 79% of credit reports contain errors or serious errors. We specialize in sourcing these types of accounts for our clients.

Is National Enterprise Systems a debt collection agency?

NES is a debt collection agency. They buy debts from several different creditors who have given up on collecting the amount themselves (sometimes called “writing off”).

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Do I have to pay for exclusion with National Enterprise Systems?

Paying National Enterprise Systems to make sure the credit bureaus exclude it from your report sounds ideal. There is a problem. Paying debt on collection changes the status of your credit report from “unpaid” to “paid.” The result? Your charges will be on your report for another 7 years (from the date of the first default). That means your credit is still affected.

Do I need to make a deal with National Enterprise Systems?

Paying off your debt with them can help your score, but it can also hurt your score. The answer depends on many variables. You may also not have to pay anything, and if there is a problem with the account, you can delete it completely (and never hear from them again).

Is National Enterprise Systems legit, fake, or a scam?

National Enterprise Systems is a legitimate company. They are not a fake company or a scam. But they may call it to spam and harass you.

One of the best ways to combat this is to dispute and pay off unvalidated debts.

Why does National Enterprise Systems keep calling me?

“National Enterprise Systems keeps calling and trying to collect a debt.” The best thing you can do is ignore his leads and talk to a company that can help you get it removed.

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National Enterprise Systems Reviews and Complaints

National Enterprise Systems has appalling BBB ratings, mainly because of the repeated calls for consumers to collect their debts.

Can National Enterprise Systems garnish wages?

Can National Enterprise Systems Sue Me or Garnish My Wages? It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is highly unlikely that National Enterprise Systems will settle a lawsuit. In rare cases, it can happen, but it’s not the norm. State and federal laws have limits or “exemptions” that apply to banking and payroll law.

Will National Enterprise Systems accept a letter of goodwill to remove my cargo/waiver?

NES, in our experience, does not accept letters of goodwill to clear billing accounts or write-offs, and this is typical. Most collection agencies don’t do that.

Who does National Enterprise Systems collect for?

National Enterprise Systems bills several loan companies (called borrowers). They’re constantly changing, and typically collection agencies, including National Enterprise Systems, don’t publicly share who they’re buying from.

What are my rights when dealing with National Enterprise Systems?

You have the right to dispute any debt on your part that National Enterprise Systems has acquired. National Enterprise Systems is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). Although these actions seem very complicated, they give you a lot of power if you know how to use them.

What Is The National Enterprise Systems Phone Number?

+1 440-542-1360 is the National Enterprise Systems phone number.

Where can I find the National Enterprise Systems login?

It might be a good idea to register it with National Enterprise Systems.

However, we recommend that you call a credit recovery company first. They’ll take a look at why (NES) is in their report and how we can challenge (and potentially remove) them.