What Does Woolworths Comprehensive Insurance Cover?
What does Woolworths Comprehensive Insurance cover? Many people associate Woolworths with weekly shopping, but did you know that it is also a provider of Australian motor insurance and other products such as home, homeowners and renters, pet, life and travel insurance? Below we have provided a summary of the car insurance coverage available at Woolworths.
Woolworths Insurance Comprehensive car insurance
Woolworths Comprehensive Auto Insurance Policy offers coverage at a price you’ll love. Not only does Woolworths offer you several ways to save on your premium, including up to 15% off your first premium when you apply online and through the Woolies Drive Less Pay Less option, but they also offer a wide range of coverages for your car.
What Does Woolworths Comprehensive Insurance Cover?
Woolworths Insurance information states that the comprehensive car insurance product is for customers who want to insure their car against accidental loss or damage caused by a collision, natural event, fire, theft, attempted theft or willful damage by others, and for liability for loss. or damage to the property of others caused by the car if the driver is at fault.
If your car has been written off, Woolworths Insurance states that eligible policyholders will provide a new replacement as long as two years or less have passed from the date of registration. They also provide billing coverage for damage to someone else’s car or property up to $20 million, as well as theft and vandalism coverage.
Some other features are:
- Damage due to natural weather phenomena
- Valuables in your car at the time of an incident
- Trailer
- Car lock and key change
- Trailers or caravans
- Emergency travel and accommodation
- necessary repairs
- traffic accidents
- Damage caused by other drivers or passengers
In addition, customers can choose to add the following optional features at additional cost:
- Windscreen covers without excess
- Rental car coverage
- Roadside assistance
Woolworths Insurance states that they also offer a Drive Less Pay Less policy, which is comprehensive coverage where the premium (cost) is based on how many miles you plan to drive. Depending on the provider, you are also eligible for a premium discount if you drive 15,000 km or less in a year.
There are deductibles, conditions, and value limits. It’s a good idea to review Woolworths Insurance’s Product Disclosure Statement (PDS) before registering.
Key Features of Woolworths Comprehensive Car Insurance Coverage?
Woolworths Comprehensive Car Insurance covers you for damage, loss, or vandalism to your car and the personal items in it. You are covered up to $500 for personal property and up to $1,000 for replacing stolen keys and locks. And if your car is canceled within 24 months of returning it, your policy will cover you for a new one.
In an emergency, this policy allows up to $500 in emergency repairs without evaluation, reasonable towing costs, and up to $500 in an emergency shelter or travel if you are stranded 125 miles or more from home.
Roadside assistance is available as an added perk, as is the option to have coverage for a rental car after an accident (up to $50 per day for 14 days, which is included as standard after the theft) or Cut down on your excess windshields, each with a bonus.
When it comes to paying your premium, you have the option of paying monthly, but it will cost you a little more. You can also choose your level of deductible: a higher deductible means a lower initial premium and vice versa.
There are also some great discounts you can get. This includes a 15% discount when you sign up online and are over 25 years old. In addition, there is the possibility to nominate how many kilometres you will drive to limit the coverage you pay through the Drive Less Pay Less scheme. Remember, if you go over your stated mileage and then need to file a claim, you could incur an additional $1,000 “external odometer” deductible.
Frequently Asked Questions On What Does Woolworths Comprehensive Insurance Cover?
How do you buy car insurance from Woolworths Insurance?
To purchase car insurance with Woolworths Insurance, you can follow these steps:
- Visit the Woolworths Insurance website and go to the car insurance page.
- Check out the available auto insurance options and select the one that best suits your needs.
- Enter your personal and vehicle details to get a quote for the insurance policy.
- Review the quote and cover details to make sure you understand what is included in the policy.
- If you are satisfied with the quote and coverage you can proceed to purchase the policy by following the instructions on the website.
- Complete the required forms and pay for the policy by credit card or other accepted payment method.
- After you have purchased your policy you will receive an email confirmation and a copy of the policy documents.
Please note that you may need additional documentation such as proof of insurance or driver’s license to complete the purchase process. It is always a good idea to read the terms of the policy carefully before purchasing any insurance.
Can you designate a higher or lower deductible with Woolworths Insurance?
Yes, Woolworths Insurance generally allows you to designate a higher or lower deductible for all of your motor insurance policies (for eligible applicants). The company claims that the basic deductible is between $500 and $5,000.
Remember that generally the higher the deductible, the lower the auto insurance premiums and vice versa.
Other deductibles that may apply in addition to the basic deductible include:
- Exceed for drivers under the age of 25
- Undeclared young driver deductible for drivers under 25 years of age and not stated on the policy
- Learner driver deductible (paid in addition to the basic deductible plus any other applicable deductible such as age or unreported deductible)
- Inexperienced driver deductible, if the driver is over 25 years old and has not held a valid driver’s license for at least two years (excluding licenses and learning permits)
- Special excesses
Woolworths Car Insurance Claim Contact Number?
You can claim with Woolworths Insurance by calling Woolworths car insurance claim contact number on 1300 10 1234 (the emergency claims team is open 24/7), submitting a claim through the My Insurance portal on their website, or downloading and emailing your claim form – emailing to carreport@email.woolworthsinsurance.com.au or fax it to 02 8889 9511.
What Is Woolworths Car Insurance Portal?
What Is Woolworths Car Insurance Portal? The Woolworths Car Insurance Portal is https://insurance.woolworths.com.au/login.html, you can log in to the Woolworths car insurance portal by using the Woolworths portal sign-in page.
Conclusion – Who Is It Good For?
Woolies Comprehensive Car Insurance is excellent for Australian drivers looking for a bargain. And if you’re someone who only uses your car on weekends or doesn’t do that much mileage, the Drive Less Pay Less option makes this even more wallet-friendly.
