Chime Bank routine number – How to Find my Chime Routing Number? Chime has some great services to offer to customers. You can transfer money to your account from multiple sources, making it easy to spend with your Chime card. You can even boost your credit score with a Chime Credit Builder card. However, to move funds into your Chime account, you first need your routing number. In this guide, we’ll explain how to find your Chime bank Routing number so you can easily transfer and spend money into your account.
Your Chime routing number can be found in the Settings section of the Move Money menu in the Chime app or on the website. You can also send a direct deposit request form to yourself via email from the Move Money menu, which contains the routing number.
We asked Chime Support if there was a list of routing numbers but they said it can vary from person to person but in general these two are the most common:
- Step – 103100195
- Bancorp – 031101169
Where is your Chime Routing Number?
There are two places where you can find your Chime account routing number. The first is in the app or on Chime’s official website.
How to find your Chime Bank routing number in the app or online
- Open the Chime app or website
- Log in to your account
- Open the Move Money menu
- Open settings
- Find your routing number
The method to find your routing number in the Chime app or on the website is the same. The only different thing is the user interface. The following steps work for both.
First, you need to open the Chime app or website.
You will then need to log into your account on whichever account you are using. This can be as simple as fingerprint identification if you have this feature set up on your phone using the Chime app.
For the website, you must always log in with your customer number and password. This is the same information you use to log into your account in the app or any other web browser.
Next, you need to navigate to the Move Money menu.
This is the part of your account that you would normally use to transfer money. It’s called the same in both the Chime app and the website.
Finally, open the Settings in this section of your account.
It should appear as a small gear icon, similar to the one used for Settings on other websites and apps. In this section of the website or app, you will see your Chime Bank routine number alongside your other account information.
How to Find Your Chime Routing Number with a Direct Deposit Request Form
A direct deposit application form is what you send to employers if you want them to pay you directly into your Chime account. You can find it in the Move Money section of the Chime app or website.
When it comes to submitting the form, you need to enter your email address in the recipient’s address. This way you can be sure that you will receive the application form and no one else. Once you receive it, open the form and search for your account information. They are listed as beneficiaries on this form. This information includes your name, Social Security number, and all account information, including your referral number.
Why would I need my Chime account routing number?
As this guide may suggest, you will need your Chime routing number to receive payment. You must pass this number on to those who want to fund your Chime account. Without it, they can’t send you money. That’s why it’s on the direct deposit application form.
It is extremely standard information that payers need. Banks have extra security so that no one can get your routing number on a wire transfer. Chime even has its security feature, which allows you to set a password for payments. This way you know that no one else can access your money.
Chime Bank Routing Number FAQ:
What is this routing number for?
Chime Bank routing numbers are used to make automatic deposits or transfers. They act as a bank address and, in conjunction with your account number, ensure that money arrives or leaves your bank account quickly, securely, and accurately.
Who Needs the Chime Bank Routing Number?
Anyone who works at Chime Bank may need to find the routing number. It can be found on checks and sometimes the bank or credit union makes it available on their website. Some banks and credit unions make it hard to find you, so we’re here to make it quick and easy.
How long does a Chime bank transfer take?
Most transfers are completed in 24 hours or less. Make sure to send your transfer before the deadline so that the transfer can be completed on the same day. This is typically 3:00 PM EST for smaller banks and 5:00 PM EST for larger banks. Use the customer service phone number above to find the exact time for an electronic transfer.
What information do I need for a Chime transfer?
To transfer money to or from a bank or credit union, you need the following information:
- Recipient’s full name and address
- Name, address, and bank telephone number of the recipient
- Recipient’s bank account number and account type (i.e. checking or savings)
- ABA routing number of the receiving bank (domestic transfers only) OR the IBAN and BIC/SWIFT codes of the receiving bank (international transfers only)
How can I start a Chime transfer?
You must call the customer service phone number above to initiate a wire transfer. You will need the recipient’s information and routing number before making the transfer.
Can someone steal my money with a routing number?
No, Chime Bank routing numbers are only used for inbound transfers and cannot be used to withdraw money from your bank account. Never provide your account information, as your account number can be used maliciously.
There are two places to find your Chime routing number, the Move Money menu and the direct deposit request form. Whatever you use, make sure to keep your data safe. Only share them with those who have to pay you and make sure they don’t share the details either.