If you are wondering about banks that do western union in Nigeria and how to send and receive money through them, then this post is for you. This post will talk about banks that do western union in Nigeria, and what you need to send and receive money via Western Union.

Keep in mind that Western Union is a simplified way to send money around the world that has been around for over 40 years. Millions of Nigerians can now easily send and receive money using the Western Union platform.

The Requirement To Send And Receive Money Via Western Union

You need a valid ID such as:

  • A national identity card
  • A voter card
  • An international passport
  • A driver’s license

Please note that each of the above four items is fully accepted by any of the Western Union agent banks serving you.

Keep in mind that you will be charged a transaction fee for what you will send or receive. This simply means that it is advisable to earn extra money when sending money via a Western Union money transfer.

Now you can pay the amount you want to send, including:

  • After this, MTCN will take action.
  • MTCN is the money transfer control number.
  • MTCN simply means a number that can be used to settle the money.
  • Once payment has been made, you will receive a receipt for your transaction along with the MTCN.
  • This MTCN is what the recipient must provide when claiming the money sent.
  • This means that, after the MTCN has been collected, it must be forwarded to the person receiving the money. That means the recipient must provide the MTCN before claiming the money transferred.
  • Although your money recipient will need more than just the MTCN to claim the money.
  • He/she will also have to go with a valid ID card.
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List of Banks That Do Western Union In Nigeria

According to the official Western Union website at Westernunion.com. When you want to send money, just log in to one of the banks that do western union in Nigeria below to receive your payments and you don’t have to pay any transaction fees.

Western Union Restrictions And Some Information

Sending from Nigeria to other countries:

  • Any wire transfer over USD 10,000 or the local equivalent must first be reported to the CBN.
  • All shipping transactions are only allowed within the country (not outside Nigeria).

To receive to Nigeria from other countries:

  • Any wire transfer over USD 10,000 or the local equivalent must first be reported to the CBN.
  • Each recipient must provide the correct Money Transfer Control Number (MTCN).
  • Each recipient must show a valid ID.
  • Any payment without an ID card only in the test issue is prohibited in Nigeria.
  • All US dollar payments in Nigeria are available to the recipient free of charge.
  • All payments in US dollars are subject to availability.
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If there is not enough US currency, payment can be made in US Dollars and Nigerian Naira using the Western exchange rate at the time of payment.

For more information on locations or cities that only offer payments in US dollars to recipients, please contact the following agents in Nigeria:

  1. Oceanic Bank International is available in all locations in the country.
  2. First Bank of Nigeria PLC, available in all locations in the country.
  3. Ecobank Nigeria PLC, available all over the country.
  4. Zenith International Bank, available in all locations in the country.
  5. Intercontinental Bank PLC, available in all locations in the country.
  6. GTBANK PLC, available at all locations.
  7. Standard Trust Bank is available in all locations in the country.
  8. WEMA Bank, available in all locations in the country.
  9. NBM Bank, available in all locations in the country.

The All States Trust Bank is available in all locations in the country. Also, note that the US dollar payment is only available in the following cities in Nigeria:

  1. Aba
  2. Abakaliki
  3. Abeokuta
  4. Abuja
  5. Akure
  6. Alaba
  7. Apapa
  8. Asaba
  9. Awka
  10. Benin City
  11. Calabar
  12. Eket
  13. Enugu
  14. Ibadan
  15. Idumagbo
  16. Ikeja
  17. Ilorin
  18. Ilupeju
  19. Jos
  20. Kaduna
  21. Kano
  22. Lagos
  23. Lekki/Ajah
  24. Maiduguri
  25. Mushin
  26. Nnewi
  27. Onitsha
  28. Otta
  29. Owerri
  30. Port Harcourt
  31. Shomolu
  32. Trade Fair
  33. Ughelli
  34. Uyo
  35. Victoria Island
  36. Warri
  37. Yenegoa
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You can receive your Western Union payment from any of the banks that do western union in Nigeria listed above easily.