Fairmoney USSD Code – How To Get Loan From Fairmoney

How do I borrow money from fairmoney? Does fairmoney have ussd code? Yes, there is ussd code to borrow money from fairmoney. This post will tell you how to get loan from fairmoney and the fairmoney loan ussd code you can use.

About Fairmoney Loans

Fairmoney is a Nigerian-French fintech authorized to provide loans to Nigerians. This company is known for providing quick loans in Nigeria without asking for any collateral. Since its launch in the fintech sector in Nigeria, the company has received a lot of praise from users for its flexible interest rates. The loan can be applied for via the mobile app.

Fairmoney is developing an app that provides a scoring algorithm using information from your smartphone, which allows you to create credit scores for those without proper access to banking services, and Fairmoney loans, especially in developing countries. The company offers fast and secure loans for medical, automotive, and personal emergencies.

The company started in March 2017. The online lending platform has provided as many as one million loans for personal and business purposes in Nigeria. It included locations mapped by banks.

  • Fairmoney USSD Code: *566*15#

Dialing this code is your gateway to applying for a loan, transferring money, checking your account balance, and more!

Features and Benefits

FairMoney loans come with several features and benefits that make them attractive for individuals in need of quick financing:

  1. Loan Amount: FairMoney offers loan amounts ranging from ₦1,500 to ₦1,000,000, catering to a wide range of financial needs.
  2. Repayment Period: Depending on the loan amount, borrowers can select repayment periods from 61 days to 18 months. This flexibility allows individuals to choose a duration that aligns with their financial capabilities.
  3. Interest Rates: FairMoney offers competitive interest rates, with monthly interest ranging from 2.5% to 30% (APRs from 30% to 260%). The specific interest rate depends on the loan amount and repayment period selected.
  4. No Collateral or Hidden Charges: FairMoney loans do not require collateral, simplifying the loan application process. Additionally, borrowers can rest assured that there are no hidden fees or charges when processing their loan.
  5. Quick Disbursement: One of the key advantages of FairMoney loans is the speed at which funds are disbursed. Once the loan application is approved, borrowers can expect to receive the funds directly into their bank account within minutes, providing immediate access to the much-needed financing.
  6. Loan Top-ups and Extensions: FairMoney offers loan top-ups, allowing borrowers to access additional funds even while servicing an ongoing loan. Additionally, individuals facing temporary financial constraints can apply for a loan extension, enabling more convenient repayment options.
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How to Get a Loan from Fairmoney Using the USSD Code

Here’s a simple step-by-step guide to getting a Fairmoney loan:

  1. Dial the USSD Code: Open your phone’s dialer and enter 56615# – it’s that easy!
  2. Follow the Prompts: You’ll be presented with a menu of options. Follow the instructions carefully to apply for a loan.
  3. Provide Required Information: Generally, you’ll need to enter your BVN (Bank Verification Number), personal details, and the desired loan amount.
  4. Wait for Approval: Fairmoney’s system will quickly assess your eligibility and give you a loan offer, usually within minutes.
  5. Accept and Receive Funds: If you’re happy with the loan terms, accept them and expect your loan to be disbursed into your bank account almost instantly.

How To Get Loan From Fairmoney

This company offers several ways to apply for loans in Nigeria and you can get it right away. You can get fairmoney loans without paperwork and it can be done in minutes.

FairMoney Loan App

The Fairmoney app helps you access urgent loans with ease using the latest modern innovations. These services are fast and free.

Fairmoney has combined customer experience and satisfaction to create an easy, reliable, and secure application that can be used when obtaining a loan. Fairmoney loans are as easy as ABC and can be obtained by anyone.

Fairmoney users can also use the app to pay bills, subscriptions, data, airtime, and many other features for free and at a significant discount.

How much can I borrow from FairMoney and for how long?

Fairmoney loans ranged from 1,500 to 500,000 with maturities of up to 60 days or more. The monthly interest varies from 10% to 30%, depending on the amount borrowed. The company does not charge any additional fees or fees for the loan.

You can access a FairMoney loan in the range of 1,500 to ₦500,000 with a term of up to 60 days or more. The monthly interest is also about 10%-30% per month.

The process does not involve any additional fees or hidden costs during processing or after getting your loan.

Fair Money Loan Requirements

When it comes to Fairmoney loans, there are no requirements. Getting a loan is as easy as applying and processing your loan without a lengthy process.

How do I borrow money from Fairmoney using Fairmoney App?

Follow the steps below to get a FairMoney loan

1. Download the app

To easily apply for a loan, quickly download the Fairmoney loan app from the Play Store. However, this version is only available on Android.

The app does not currently have an iOS, Windows, or Blackberry version. It is impossible to get a loan without an application.

2. Sign in

After downloading and starting the app, you can quickly log in with the phone number associated with your BVN.

Answer some mandatory questions, confirm the received message to verify your identity. You can also log in with your Facebook account.

3. Answer a few questions to get a loan offer

After registration, you will be asked to answer several questions. These answers help the algorithm predict your credit score, which will be used when offering a loan.

Many processes will be determined before you get a loan. Paying off your loan on time gives you access to a larger amount of loans.

4. Accept the loan offer

Check your chosen loan offer and click accept.

5. Get Loan

After the previous step, you will receive the loan directly into your registered bank account.

You can reapply within 15 days if your loan application is rejected.

What is the FairMoney USSD Code?

The FairMoney USSD code is a short code that allows customers to access FairMoney’s loan services directly from their mobile phones. By dialing the USSD code, users can apply for a loan without the need for a dedicated app or filling out lengthy application forms. FairMoney’s USSD code simplifies the loan application process, making it accessible to a wide range of individuals, including those without smartphones or internet access.

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How to Use the FairMoney USSD Code for Loans?

Using the FairMoney USSD code is a straightforward process. Here’s a step-by-step guide on how to access loans through the USSD code:

  1. Dial the USSD Code: To begin, dial *566*15# on your mobile phone. This code serves as the gateway to FairMoney’s loan services.
  2. Loan Eligibility Check: After dialing the USSD code, you will be prompted to check your loan eligibility. Follow the on-screen instructions to proceed.
  3. Select Loan Amount: Once you have determined your eligibility, you can select the desired loan amount from the available options provided by FairMoney.
  4. Provide Required Information: To complete the loan application, you will need to provide certain information, including your personal details, bank account information, and employment status. Follow the prompts and enter the required information accurately.
  5. Review and Confirm: After entering all the necessary information, take a moment to review the details you provided. Ensure that everything is accurate and up-to-date before confirming your loan application.
  6. Loan Disbursement: Once your loan application is successfully submitted, FairMoney will review the information and, if approved, disburse the loan amount directly to your bank account.

Benefits of Using the FairMoney USSD Code for Loans?

The FairMoney USSD code offers several benefits that make it an attractive option for individuals seeking quick access to loans. Here are some key advantages:

1. Convenience and Accessibility

The USSD code eliminates the need to download and install a dedicated loan app. This makes the loan application process accessible to individuals who may not have smartphones or internet access. Anyone with a mobile phone can easily dial the USSD code and apply for a loan at their convenience.

2. Speedy Loan Approval

FairMoney understands the urgency of financial needs, and their USSD code streamlines the loan approval process. By following the prompts and providing accurate information, users can receive loan approval within minutes. This quick turnaround time ensures that individuals can address their financial requirements promptly.

3. No Collateral or Paperwork

Traditional loans often require collateral and extensive paperwork, which can be time-consuming and inconvenient. With FairMoney’s USSD code, there is no need to provide collateral or go through the hassle of gathering and submitting physical documents. This simplifies the loan application process, allowing individuals to secure loans swiftly and easily.

4. Wide Range of Loan Amounts

FairMoney offers a flexible loan range through its USSD code. Individuals can access loans starting from ₦1,500 and go up to ₦500,000. This wide range caters to various financial needs, whether it’s covering immediate expenses, business investments, or personal projects.

5. Transparent and Competitive Interest Rates

FairMoney is committed to providing transparent and competitive interest rates for its loans. The interest rates vary based on the loan amount and repayment period selected by the borrower. By providing clear information about interest rates upfront, FairMoney ensures that borrowers can make informed decisions and plan their loan repayment effectively.

Fairmoney USSD Code – USSD Code To Borrow Money From Fairmoney

Does Fairmoney have ussd code? Yes, there is ussd code to borrow money from Fairmoney. The USSD code for getting Fairmoney loan is *566*15#. It’s as easy as checking your calling credit. Check more USSD codes for loans in Nigeria here.

Fair Money Loan Review

Obtaining a loan can be a stressful process with all the necessary processes and the long duration of the period sometimes wasted. Fairmoney is easy and reliable to raise money as quickly as possible and is the best alternative for emergencies.

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  • The loan is approved and granted within minutes
  • No warranty or guarantee or documentation requirements.


  • There have been no complaints or deceptions about this fintech company. This website will update it with any changes.

Loan Repayment – How can I pay?

There are many ways to repay your Fairmoney loan. You must set up your debit card at the ATM at the time of registration.

Click the “Refund” button in the app to pay by debit card (ATM), USSD, or automatic transfer (via your Providus wallet)

  1. Click on ‘Loan details’ on the home screen
  2. Click on ‘Pay’
  3. Select ‘Total Loan Amount’ to repay the loan in full or select ‘Enter Amount’ to manually enter the amount you wish to pay
  4. Click ‘Next’
  5. Here you will see the following refund options:


  1. Here you will see your unique Providus / Wema Bank account number (990 ******) and your account name (FairMoney – [Your Name])
  2. Click on ‘Copy’ and deposit to this account via your online banking platform or at a bank counter

USSD transfer

  • Here you will see your bank’s USSD code combined with the amount you wish to refund and the Providus bank account number to which the money will be transferred
  • Copy this code and paste it into your phone dialer to pay

Debit card (ATM)

  1. Select ‘ATM Card’
  2. Here you will see the card(s) registered in your account
  3. Select the desired card and click on ‘Pay’
  4. The payment will be debited from the account linked to the card

What happens if I don’t pay FairMoney?

If you do not repay your loan on time, an additional processing fee will apply to any loan you receive from Fairmoney.

In addition, there is a penalty of 0.2% per day on top of the initial interest. However, this only happens in the event of late payment of the loan.

Fairmoney USSD Code FAQ

Why was my loan application rejected?

Sorry about that, you can sign up again in 15 days! It can be for several reasons:

Insufficient information found on the phone: You must increase phone usage (calling/texting) to be eligible.

We have decided not to give you credit at this time after reviewing your profile. Continue to use your healthy income bank account to get a loan quickly.

Why is FairMoney requesting my BVN?

We ask your BVN to verify your identity and ensure that you do not adopt the standard of other companies.

To find your BVN, dial *565*0# from the phone number associated with your bank account.

I don’t have access to my BVN phone number

You need to visit your bank to update your BVN phone number.

Once this is done, the new phone number can be verified in the FairMoney app during the application process. This can only be done once a day.

You will receive an OTP to open the app or dial *566*15*99# to generate an OTP.

Why can’t I link my card?

Ask your bank to enable your card for online transactions. You should be able to receive an OTP (one-time password) on your phone.

Where is FairMoney Headquarters?

However, Fairmoney does not have a physical office of its own. However, we will continue to update this information as it is provided.

What is FairMoney Customer Service.?

To contact customer service, write an email to help@fairmoney.ng

Currently, they do not offer telephone services. However, this information will be updated as it becomes available.

How To Download FairMoney App?

The app has only one version for Android phones. You can download and launch the app from the Google Playstore.

FairMoney website

Visit Fairmoney at fairmoney.ng


The Fairmoney USSD code is a fantastic tool for those looking for quick and easy access to loans, making it an essential part of your financial toolkit. Whether you’re in an emergency, need a little top-up, or just want a quick financial boost, don’t overlook the power of this little code.

If you’re looking for more detailed information or have more questions, don’t forget to visit 9jaboizgist.com.ng for reviews, guides, and the latest in the world of financial tech.

Now, get out there and unlock financial freedom with Fairmoney!