How To Apply For Kiakia Loan in Nigeria?

Would you like to know how to apply for kiakia loan? Kiakia is a financial marketplace that provides short-term business and personal loans. If you speak Pidgin English, you know that “Kiakia” means fast, or better yet, “fast”. That’s exactly the idea behind KiaKia Loan.

Kiakia Loan is a subsidiary of Sterling Bank of Nigeria and an online lender and financier that provides open and uncomplicated personal loans on good terms. The idea behind Kiakia Loans is fast, fast, and effective access to unsecured loans.

The KiaKia Loan makes it very easy to access a loan in Nigeria with no collateral.

KiaKia Loan Requirements

  • Valid IDs
  • A bank account with a bank verification number
  • Proof of income from work or business
  • A working email address
  • You live in Nigeria
  • You must be at least 21 years old

How To Apply For KiaKia Loan?

  • Visit the website and create an account with your exact details
  • Start an application chat on the website
  • Upload a valid ID
  • Enter your desired loan amount
  • Choose the repayment term
  • Upload a screenshot of your last 3 salary or company income reports
  • If your application is approved, you accept the loan terms
  • Verify your bank account
  • Receive credit
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Kiakia Loan USSD Code?

So, how to apply for KiaKia loan using the USSD code? Sorry, to inform you that, there is no Kiakia loan USSD code, for now, to apply for KiaKia loan, you have to visit their website by following the instructions mentioned above.

KiaKia Loan App Download

There is currently no KiaKia loan app in any of the mobile app stores. All loan services are performed through their website. They claim this is to give utility phone users access to all their services.

For how to apply for Kiakia loan, there is no app / Kiakia loan apk available in the App Store or Play Store, it has no app online. There is, however, a website where users can register and apply for a loan. Go to to get a loan now.

How much can I get from the KiaKia loan?

You can borrow as low as N10,000 and as much as N200,000 from them.

Interest Charges

This loan only attracts 5.6% to 24% interest. This is not a bad rate base given the speed of applications.

Loan Repayment

The repayment terms for the Kiakia loan are quite simple. You only need to repay the loan between 7 and 30 days. However, due to the benefits that come with it, it is advisable to pay off your loans earlier if you can.

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Why you should borrow from KiaKia?

There are many reasons why you should apply for the KiaKia loan, but here are some that will clear your head:

  • You must borrow from Kiakia because it is reliable.
  • It’s fast and reliable.
  • It has a good interest
  • You can borrow from 10,000 to 200,000 that you can repay in a month, which is a good deal.
  • Let’s say Kiakia is the number one online financier in Nigeria.

KiaKia Credit Contacts

If you have a problem with borrowing, or if you have a problem with the how-to and how-to, you can contact customer service at 08093078377, 0905511140, or 08092245588.

You can also email them at or via WhatsApp @ 08092245588 or visit them at Dele Onabule Street, Magodo Brooks Estate Lagos, and Suite S3, Path Field Mall, 4th Avenue Gwarinpa Abuja.


If you are looking for short-term loans then, how to apply for Kiakia loan is definitely what you should look for. You can apply for much larger loans if you have had credit for a while. All you need to do is access their website, take the necessary steps, and have your loan application reviewed.

If it is a success, you will receive your credit in no time. However, it is recommended that you only take out a KiaKia loan USSD code if you can afford it. There is no room for default settings.