Are you a Kuda Bank account holder? Do you need Kuda Bank USSD transfer code, Kuda Bank USSD code for bank transfers, and how you can deposit or add money to your Kuda microfinance account? Here is a detailed overview of how to use Kuda Bank’s USSD code to transfer or add funds to your Kuda Bank account, Kuda microfinance bank ussd code, Kuda ussd transfer code, Transfer code for kuda bank, How to transfer from kuda bank to other bank, How to transfer money from kuda bank to other bank, What is kuda bank ussd code, Kuda bank code and how to use it.

Transfer money from First Bank to Kuda bank account using USSD code

  • Dial *894 *Amount *Kuda Account Number# from the phone number associated with the account.
  • Follow the instructions on your screen to complete the transfer.

Send money from Wema Bank to Kuda bank account using Kuda Bank’s USSD code

Dial * 945 * Kuda Account Number * Amount # of the phone number associated with the account and follow the on-screen instructions or follow the steps below.

  • Dial *945# from the phone number associated with the account.
  • Enter 3 for Send Money.
  • Send 2 for other banks.
  • 4 Enter your Kuda account number.
  • Send 9 to continue.
  • Submit 1 to Kuda Microfinance Bank and complete your transfer.

Follow these steps to add money from Zenith Bank, GTBank, and Polaris Bank with Kuda Bank USSD code.

  • Open Kuda.
  • On your dashboard, tap Add money.
  • Tap Add to USSD.
  • Enter the amount you want to send.
  • Tap the appropriate USSD code to choose it and follow the on-screen instructions.

How To Deposit Money Into Kuda Bank Via Bank Deposit

Follow these steps to deposit money into your Kuda Bank via bank deposit:

  • Open Kuda.
  • On your dashboard, tap Add money.
  • Tap Cash deposit and then tap your preferred partner bank.
  • Follow the on-screen instructions to deposit cash into your Kuda account at the partner bank branch.

To add money to Kuda bank account with GTBank Bank

  • Dial *737*50*Amount*416# from the phone number associated with the account.
  • Follow the instructions on your screen to complete the transfer.

How To Send Money From Kuda Bank Account Using Kuda Bank USSD transfer code?

To send money from the Kuda Bank account using the Kuda Bank USSD code:

Transfer money, buy airtime, and pay bills with the Payments button at the bottom of your Kuda dashboard.

  • Tap the Payments button.
  • Tap Send money.
  • Enter the details of the transfer.
  • Confirm the transfer.

To Deposit Money Into Kuda Bank Account Using Cards

Every time you add money with a credit or debit card, Kuda Bank charges through a payment gateway (eg Paystack, Flutterwave, Interswitch) that initiates the transfer between your bank card and your kuda account.

However, since it is difficult to trace the source of credit or debit card balances, scammers prefer this method to cover their tracks when transferring stolen funds.

Kuda Bank USSD Transfer Code Rules

For security reasons, Kuda has therefore adjusted its rules:

Rule #1: You must update your Kuda account to add money with a card.

To keep everyone and their money as safe as possible, we cannot make any compromises here.

Without a bank verification number (BVN) and officially issued proof of identity, you can deposit money into your account purely by bank transfer or cash.

At the bottom of your Kuda dashboard, tap More and then tap Identification to add your BVN and ID.

Rule #2: Kuda Bank will stop paying the payment gateway fees after you add up to 100,000 naira to your account with a card.

This means that once you hit the 100,000 naira limit for free top-ups, you will have to pay a payment gateway fee every time you deposit money into your Kuda bank account using a card.

The gateway fee for local card payments is 100 naira + 1.5% of the amount you add.

This fee does not come from Kuda Bank, but Kuda Microfinance Bank will let you know how much it is before transferring funds from your card to your account.

Cash deposits and transfers to your account are always free.

Kuda Bank will make sure to notify you when you get close to the free limit.

Rule #3 – You pay the Payment Gateway Fee when you deposit money into your Kuda account using an international card.

The gateway fee for international card payments is 100 naira + 4% of the amount you add.

If your card is from a bank outside of Nigeria, you will have to pay the payment gateway fee every time you use it to fund your account.

The information above includes Kuda Bank USSD transfer code, kuda Microfinance Bank USSD Code, Kuda Bank Code, Kuda USSD Transfer Code, and how to deposit and transfer money on Kuda Bank.